logo cmi 250px

203k Loan Consultant
Kansas City


logos 203k loan inspector3

FHA Compliance Inspections for Banks and Mortgage Lenders Using HUD-92051 Compliance Report ….

When is an FHA Compliance Inspection Required?

While all FHA loans require property appraisals, not all of them will require the submission of an FHA compliance inspection. These are typically only needed
in specific circumstances. For example, if you are purchasing a home that is going through major remodeling or reconstruction or if it is being built brand new then you will usually be required to have this inspection done.

In some cases, you may need to have more than one inspection, as well as a final inspection, completed on the property in order to qualify for an FHA loan. Examples:

1. Repairs specified by an FHA  Appraiser.
2. When there are conflicting Appraisals.
3. When Appraisals conflict with a Home Inspection.
4. Section 8 repair issues.
5. Required remedies for WDO - termites, or mandatory Roof repairs.

As a FHA Compliance Inspector, Dan can schedule and complete most inspections within 48-72 hours of your request with sometimes being the same day.  Here is what Dan needs to complete your request:

  • Address of the property to be inspected
  • Materials list you want inspected for new construction OR list of required repairs from the appraiser on existing housing
  • Property contact name, telephone number(s), and email (i.e. Builder, Realtor, Home Owner, etc)
  • Bank, Mortgage Lender, contact name, address, email and phone number
  • Builder name and address, if applicable
  • FHA case number (i.e 723-XXXXXXX-945)

Compliance Inspections will be performed to the guidelines specified by the Housing and Urban Development (HUD) with no exceptions using HUD’s Form 92051. New construction must be fully completed and ready for buyer to move in - at time of our inspection. This includes but is not limited to: appliances completely installed and operational, window screens on, landscaping materials completed and fully cleaned.  

The fee for this service is $200 at each inspection, plus mileage for those properties more than 30 miles round trip from I-435 & State Line Rd in Kansas City, MO.


Properties that are not complete and/or do not pass, will be assessed an additional inspection fee at each additional inspection. If you are a new lender working with Dan, you may be required to pay for the inspection via credit card at the time of inspection until a relationship has been established.


FHA Compliance Request

Complete the form below and follow up with an email to Dan to provide the appraiser requirements for compliance.

Cities I Service in Missouri & Kansas for FHA-203(k) Loans

MISSOURI - Bates City, Belton, Blue Springs, Buckner, Drexel, Excelsior Springs, Freeman, Garden City, Gladstone, Grain Valley, Grandview, Greenwood, Harrisonville, Higginsville, Holden, Holt, Independence, Kansas City, Kearney, Lathrop, Lawson, Lee’s Summit, Lexington, Liberty, Lone Jack, North Kansas City, Oak Grove, Odessa, Parkville, Platte City, Pleasant Hill, Raymore, and Raytown, Richmond, Riverside, Smithville, Warrensburg, Weston.

KANSAS – Atchison, Baldwin City, Basehor, Bonner Springs, Bucyrus, Desoto, Edgerton, Edwardsville, Eudora, Fairway, Gardner, Kansas City, Lansing, Lawrence, Leavenworth, Leawood, Lenexa, Louisburg, Merriam, Mission, Mission Hills, Olathe, Osawatomie, Ottawa, Overland Park, Paola, Prairie Village, Roeland Park, Shawnee, Shawnee Mission, Springhill, Stilwell, Tonganoxie, Wellsville and Westwood

I will also do FHA-203(k) or Fannie Mae HomeStyle projects further out, BUT pricing is dependent upon the travel time, distance and extent of the Rehab or Repairs and the scope of the project / analysis.